How It Works
Seven clear steps. No surprises. Every economic term is in writing before you sign.
- 1Submit property + situation
You share the property address, your foreclosure status (if any), payoff amounts, and the outcome you're hoping for. No fee, no obligation.
- 2We review
We evaluate equity, payoff, timeline, property condition, and any sale date set by the court.
- 3You receive a written proposal
If we can help, we deliver a written proposal with every economic term on the page — purchase price, buy-back price, lease terms, JV split (if applicable), and all disclosures required by Fla. Stat. § 501.1377.
- 4You decide — independently
You may accept, reject, or take time to consult independent counsel of your own choosing and a HUD-approved housing counselor. You are never required to proceed.
- 5Documents + cancellation notice
If you accept, we issue the full document package with a statutory Notice of Right to Cancel and a separate Conflict-of-Interest Disclosure clearly stating our counsel does not represent you.
- 6Closing
Through a licensed Florida title agent. Existing mortgages and disclosed liens are paid off at closing. You receive the agreed funds; we receive title; the lease takes effect.
- 7What's next is your call
Buy the home back at the locked price by the deadline, lease temporarily, elect the JV sale option (if included), or simply move on. Each path is on paper from Day One.
This is a sale transaction if accepted. You should consult a Florida foreclosure-defense attorney, a bankruptcy attorney, a tax advisor, and an independent real estate attorney before signing. Free foreclosure counseling is available from HUD-approved counselors at (800) 569-4287 or at hud.gov.