A Caliber Trust Company

A Private Alternative to Foreclosure, Bankruptcy, or Forced Sale

Explore structured buy-back and joint venture sale options designed to help qualified Florida homeowners preserve time, control, and potential equity.

Florida-focusedWritten agreementsRight-to-cancel disclosuresTransparent deal termsAttorney review recommended

Two structured paths — both transparent, both compliant with Florida foreclosure-rescue law

This website does not provide bankruptcy advice and is not legal advice. Every transaction may proceed only subject to underwriting and a written agreement. You are encouraged to consult independent counsel of your own choosing and a HUD-approved housing counselor at (800) 569-4287. There is no guarantee of foreclosure prevention, repurchase, refinancing, or sale price.

Already considering bankruptcy?

Bankruptcy may be the correct path for some homeowners — it can stop or delay foreclosure through the automatic stay and may restructure debt under court supervision. It can also involve attorney fees, repayment plans, trustee oversight, and a credit impact. A buy-back or JV option may be a faster, private negotiated alternative when the facts fit. Read a balanced comparison and consult a qualified bankruptcy attorney before deciding.

Read: Buy-Back or JV vs. Bankruptcy →